passive investing

Passive Investing – Howard Marks latest memo

In his latest memo, Howard Marks is talking about investing without people. The memo is quite interesting and I recommend it to every investor. It covers three ways of investing without people. To the first one I want to dedicate some attention in my today’s blog post – ETFs and passive investing. Passive investing, in particular ETFs are very popular these …

wait

Wait – The Power of doing nothing

The financial markets are places of tremendous activities. Everyday billions of dollars are changing from one hand to another, always hoping to get a decent return. But for an investor doing nothing most of the time and just wait promises the best returns. In my last weeks blog post, I talked about an essential investors virtue: discipline. Being disciplined and sticking to …

valuing business

Valuing Companies – Three ways

Valuing a company is one of the most important tasks an investor has to solve. Buying an overpriced business all too often leads to massive losses. But how to value a company? (Watch the VLOG) Valuing a company is difficult and associated with a lot of work. When I’m sneaking around social media and read about investments young investors make, …

investor

Investor or Speculator – What are you?

All too often people believe they are investing while they are actually speculating. Being an investor or speculator is different and everyone should know what he is or wants to be. His strategy and success depends on it. Being an investor or speculator is more important than people may believe. And to know what you are is even more important, because …

success average investors

Successful investing for ordinary people – Is it possible?

Not everybody is convinced that investing on your own by choosing individual stocks could be successful for ordinary people. I’m of a different opinion. Today, I tell you why! When you’re young and at the beginning of your investment career, you’re enthusiastic and maybe driven by the wish to become rich for whatever reason. You start to read and learn …

diversification risk

Is Diversification the Opposite of Risk Reduction?

“Diversification is one of the most important component regarding risk reduction.” Most investment professionals would agree to this statement and private investors believe it. But is this statement true? (also published on GuruFocus.com) One of the first things you hear when starting your investment career is that you have to diversify your investments. Your bank manager is saying it. Your …

invest newspaper

How do I find a stock to invest in?

When you start to invest, the huge number of opportunities can be overwhelming. Even if you’re only investing in stocks, it isn’t easy to decide which one to buy. But buying the right one is essential for your success. The investment world is a fascinating one and when you’re at the beginning you may be overwhelmed by the huge number …

investing

Value Investing – higher return with lower risk!

IN THE INVESTING WORLD, MOST PEOPLE ASSUME THAT HIGHER RETURNS CAN ONLY BE ACHIEVED WITH HIGHER RISKS – BUT THAT’S NOT ALWAYS TRUE! “When you’re investing and you want higher returns, you also have to take a higher risks!“ One can hear something like that all too often. Not only by private investors with little experience in the investment market, …

bitcoin

Bitcoin – avoid this pain!

„Bitcoin reaches new all-time high!“ (FAZ 12.12.2017) „Bitcoin unstoppable“ (Handelsblatt 07.12.2017) „Bitcoin starts with a boom and a crash“ (N24/Welt 11.12.2017) „Bitcoin starts miserably into the new financial age“ (N24/Welt 12.12.2017) „Bitcoin crashes by 18 percent“ (Handelsblatt 29.11.2017) „More than $60 million worth of bitcoin potentially stolen after hack on cryptocurrency site“ (CNBC 08.12.2017) Huge success and failure are close …

loses money

Who doesn’t invest – LOSES MONEY!

For several years now, we have been living in a low-interest trap. Although you can lend money on favorable terms, you can hardly get interest on overnight money and treasury bonds. This is really hard for the German savers, because they are highly risk averse and most of their savings are put into such investments and thus loses money. The …